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Health Reimbursement Accounts

What is a HRA?

A Health Reimbursement Account (HRA) gives employees the opportunity to manage their health care expenses in partnership with their employer. Designed to offset the cost of a high-deductible health plan, an HRA is an arrangement where the employer reimburses the employee for health expenses not covered by the health plan.

How It Works

  • Employer sponsors a high deductible health plan with the employer covering a portion of the deductible (10-30% savings on the medical premium)
  • The employer reimburses the employee a predetermined amount of money for qualified health expenses not covered by the group health insurance plan such as deductibles
  • Employer funded, employer owned, rollover at employer's option
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